[{"_1":2,"_115":-5,"_116":-5},"loaderData",{"_3":4,"_9":10},"root",{"_5":6,"_7":8},"locale","id","isCms",false,"routes/tags/$slug",{"_11":12,"_13":14,"_15":16,"_102":103,"_109":105,"_113":108,"_114":-5},"slug","standar-nasional-open-api-pembayaran","ads",[],"posts",[17],{"_6":18,"_19":20,"_11":21,"_22":23,"_24":25,"_26":27,"_28":29,"_30":31,"_32":33,"_34":35,"_36":37,"_38":39,"_40":41,"_42":43,"_44":20,"_45":46,"_47":48,"_49":50,"_51":20,"_52":53,"_54":55,"_56":57,"_58":59,"_99":100,"_67":101},"019bb764-c8e1-712b-95cc-9e3348ce7dc7","title","BI luncurkan kode pembayaran QR dengan Thailand QR Payment","bi-luncurkan-kode-pembayaran-qr-dengan-thailand-qr-payment","main_id","019bb73f-28ac-70ed-836a-68ade28a117a","main_name","Nasional","main_slug","nasional","date","2021-08-17 23:14:28","author_id","019bb745-b426-73a2-9a49-5ddcb6765ea0","author_name","indowin","full_name","Indonesia Window","author_firstname","Indonesia","author_slug","indonesiawindow","content","Jakarta (Indonesia Window) – Bank Indonesia (BI) meluncurkan Standar Nasional Open API Pembayaran (SNAP) serta uji coba sandbox Standar Nasional QR Code Pembayaran Indonesia (QRIS) dengan Thailand (Thai QR Payment).

Peluncuran dilaksanakan secara virtual pada Selasa (17/8) yang bertepatan dengan HUT Kemerdekaan RI ke-76, dengan tema Mengakselerasi Ekonomi dan Keuangan Digital Bagi Pertumbuhan dan Percepatan Ekonomi Negeri.

SNAP merupakan standar nasional yang ditetapkan BI atas seperangkat protokol dan instruksi yang memfasilitasi interkoneksi antaraplikasi secara terbuka dalam pemrosesan transaksi pembayaran.

SNAP bertujuan menciptakan industri sistem pembayaran yang sehat, kompetitif, dan inovatif sehingga dapat menyediakan layanan sistem pembayaran kepada masyarakat yang efisien, aman dan andal.

SNAP disusun oleh Asosiasi Sistem Pembayaran Indonesia (ASPI) dengan membentuk Working Group (WG) Nasional.

Pengembangan QRIS antarnegara dengan Thailand diharapkan menjadi tonggak baru dalam memfasilitasi aktivitas masyarakat kedua negara, khususnya bagi wisatawan.

Implementasi SNAP merupakan salah satu tahapan penting dalam rangka mengakselerasi open banking (perbankan terbuka) di area sistem pembayaran.

Inisiatif tersebut merupakan tindak lanjut dari visi Blueprint Sistem Pembayaran Indonesia (BSPI) 2025 untuk terus mendorong akselerasi digitalisasi ekonomi dan keuangan nasional, antara lain melalui inisiatif open banking.

Penerapan standar ini diharapkan dapat menciptakan integrasi, interkoneksi, interoperabilitas antarpenyelenggara API sehingga mendorong efisiensi sistem pembayaran.

Sejalan dengan praktik di beberapa negara, standardisasi Open API Pembayaran diharapkan akan mengurangi fragmentasi industri serta mendorong akselerasi digitalisasi ekonomi dan keuangan di Tanah Air.

Penyusunan SNAP didahului dengan penerbitan Consultative Paper Standard Open API Pembayaran oleh Bank Indonesia pada triwulan I 2020.

Terwujudnya interoperabilitas dan interkoneksi Standar Nasional QR Code Indonesia (QRIS) dan Thailand (Thai QR Payment) merupakan kolaborasi dan sinergi antara BI, Bank of Thailand, ASPI, lembaga switching kedua negara, Bank Appointed Cross Currency Dealers (ACCD), dan penyedia jasa pembayaran.

Interkoneksi switching to switching dibangun antarswitching kedua negara yaitu Rintis, Artajasa, Jalin dan Alto dari Indonesia, dengan National ITMX (NITMX) dari Thailand.

Sementara itu, transaksi dilakukan dengan menggunakan mata uang lokal kedua negara (Local Currency Settlement/LCS) melalui Bank ACCD Indonesia yaitu BCA, BNI, BRI, dan Bank ACCD Thailand yaitu Bangkok Bank (BBL), Bank of Ayudhya (Krungsri), dan CIMB Thai Bank (CIMBT).

Fase komersial penuh QR Antarnegara dengan Thailand akan dilakukan pada kuartal pertama tahun 2022.

Laporan: Redaksi","excerpt","Jakarta (Indonesia Window) – Bank Indonesia (BI) meluncurkan Standar Nasional Open API Pembayaran (SNAP) serta uji coba sandbox Standar Nasional QR Code Pembaya...","seo_kw","seo_title","","seo_description","Fase komersial penuh QR Antarnegara dengan Thailand akan dilakukan pada kuartal pertama tahun 2022.","image","2021/08/BI-QR-code_BI.jpeg","image_alt","image_caption","Bank Indonesia (BI) meluncurkan Standar Nasional Open API Pembayaran (SNAP) serta uji coba sandbox Standar Nasional QR Code Pembayaran Indonesia (QRIS) dengan Thailand (Thai QR Payment), secara virtual pada Selasa (17/8/2021). (Bank Indonesia)","image_url","https://indonesiawindow.sgp1.cdn.digitaloceanspaces.com/2021/08/BI-QR-code_BI.jpeg","status","publish","tags",[60,75,81,87,93],{"_6":61,"_62":63,"_64":65,"_11":12,"_49":-5,"_66":-5,"_67":68,"_69":68,"_70":71},"019bb744-6f5d-73a3-a7d6-507f9d5942ac","old_id",10277,"name","Standar Nasional Open API Pembayaran","description","created_at","2026-01-13T12:11:14.000000Z","updated_at","pivot",{"_72":18,"_73":61,"_67":74,"_69":74},"post_id","tag_id","2026-01-13T12:46:34.000000Z",{"_6":76,"_62":77,"_64":78,"_11":79,"_49":-5,"_66":-5,"_67":68,"_69":68,"_70":80},"019bb744-6f60-71ed-a4b1-cf172a1205a4",10279,"SNAP BI","snap-bi",{"_72":18,"_73":76,"_67":74,"_69":74},{"_6":82,"_62":83,"_64":84,"_11":85,"_49":-5,"_66":-5,"_67":68,"_69":68,"_70":86},"019bb744-6f64-7310-bbbf-665b53cad5ba",10281,"Standar Nasional QR Code pembayaran","standar-nasional-qr-code-pembayaran",{"_72":18,"_73":82,"_67":74,"_69":74},{"_6":88,"_62":89,"_64":90,"_11":91,"_49":-5,"_66":-5,"_67":68,"_69":68,"_70":92},"019bb744-6f67-704e-97dc-ecd671e522a9",10283,"QRIS","qris",{"_72":18,"_73":88,"_67":74,"_69":74},{"_6":94,"_62":95,"_64":96,"_11":97,"_49":-5,"_66":-5,"_67":68,"_69":68,"_70":98},"019bb744-6f6b-7215-91fc-4ec885334a36",10285,"Thai QR payment","thai-qr-payment",{"_72":18,"_73":94,"_67":74,"_69":74},"comments",[],"2021-08-17","pagination",{"_104":105,"_106":105,"_107":108,"_109":105,"_110":105,"_111":112},"count",1,"total","perPage",12,"currentPage","totalPages","links",{},"pageSize","error","actionData","errors"]